Trivia about money, jobs, budgets, credit, debt, and anything related to personal finance.

Housing

*The national average for monthly rent is expected to reach $800 in 2012.

*Roughly 70% of homes that are occupied by their owners have a mortgage.

*Only 0.4% of homeowners have both a second mortgage and a home equity loan.

*Can you guess how much the White House is worth? Source

*The average family in the United States spends about 32 percent of its monthly income on housing.

*A home that has properly insulated and sealed improves energy efficiency by up to 20% year-round, according to the Alliance to Save Energy. Source

*Switching one incandescent for a CFL saves $35 in energy costs over the projected 10-year life of the bulb.

*Standby power for appliances not in use typically accounts for 5% to 10% of residential electricity use, according to the Lawrence Berkeley National Laboratory. Source

*If you have an older water heater, you can save 4-9% on your water heating costs simply by insulating it.

*How many mortgages are there in the United States? 74,931,000 housing units in the US in 2005 / 48,394,000 had a mortgage Source

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