*FICO says that 90% of the top 100 banks use the FICO score when making decisions. Source
*Online credit card use is expected to surge 63% from 2011 to 2016.
*Payments made with credit cards on Black Friday 2011 jumped 7.4% from
the same day a year earlier.
*Regulations require lenders to provide a credit score and related
information when they deny a consumer's request for credit or provide
credit with less favorable credit terms than other consumers with better
*On average, today's consumer has a total of 13 credit obligations. Of
these 13 credit obligations, nine are likely to be credit cards and four
are likely to be installment loans.
*Experian's 2012 report says that Minneapolis, MN residents have the best credit scores in the country. Harlingen, Texas has the worst. Where does your city fit in? Get more information
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